Banking

Financial Services

Banking & Capital Markets as an industry has undergone a dramatic operational transformation over recent years, but the imperative to increase revenue remains unchanged. The Internet, contact centers, advanced kiosks, ATMs, SMS and other channels have all helped to free up front-office branch and sales staff from transactional activities, but the banks have frequently been unable to use these new capabilities to sign up new customers or to increase their share of customer wallet. Most bank executives are certain that transactional channels can be leveraged to generate more revenue, but they are not sure how.  At the other far end, there are many issues that are challenging like toxic assets, credit issues, consumer confidence and other global economic factors, amid the regulation and compliance intervention.

Whilst there is an array of solutions that attempt to address persistent issues (CRM, Channel management etc.),  there is a severe unaddressed thrust on the real-time asset/liability control, Risk management and monitoring, uplifting the core products design with resilience, segment-wise profitability, seamless and simplified business process (like account opening/servicing, cross sell/up sell, leverage customer face time etc.), integrated technology solution stack, governance and control are just to name a few, in the changing regulatory environment.

Cost optimization, process efficiency are proven critical success factors for any business, and even more so to the financial institutions especially during these recovery and stabilization times. 

Without clarity in the rules, boundaries and roles between and within which operational units function, banks’ create and live-in an exhaustive solution stack that is fragmented, siloed, redundant and yet incomplete.

The number of practical top-level options for how a bank operates is in fact quite finite, although there is substantial scope for differentiation within these alternatives, and many more creative options open up while descending to the lower-levels breaking the complexity and implement operational solution frameworks.  

Your bank thus needs a technology partner who is also business savvy and provides innovative and effective technology-driven business solutions. Visionet offers services in the retail banking, wholesale banking, business banking, internet banking and central banking with ATM networks, Payment gateways and Cards services included.

We partner with leading Banks, Investment Banks, Investment Management firms around the globe with state of the art technology solutions to address business priorities like operational efficiency, cost optimization, revenue enhancement and regulatory compliance. Within the securities and capital markets, Visionet have dedicated practice focusing on providing solutions in the Buy Side (Asset Management), Sell Side (Brokerage) and Exchange / Marketplace domains – a key advantage that sets Visionet apart from our competition is our deep domain knowledge and our best practices, have proven to be a significant differentiator in providing our “client specific” tailor-ma de solutions.

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